Any business that uses or owns vehicles needs Commercial Auto Insurance coverage. Commercial Auto Insurance is needed to cover any and all vehicles used in conducting your day to day business including cars, trucks, vans and SUVs.

In much the same way that your personal auto insurance covers you, your family, and your private vehicles in the event of an accident, Commercial Auto Insurance covers you, your employees, and your company vehicles. The areas of coverage Commercial Auto Insurance provides to your company vehicles are also similar to your personal auto insurance such as liability, collision, comprehensive, medical payments and even uninsured motorist coverage.

Like your personal auto insurance, Commercial Auto Insurance will pay the costs resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits.

However there are some important differences between your personal and Commercial Auto Insurance policies. These differences may include eligibility, definitions, coverages, limits and exclusions. Your Bowles & Associates, Inc. commercial insurance specialist will point out these distinctions to you so that you can benefit from good coverage at affordable prices while promoting responsible and proper use of your company vehicles within the limits of your policy.