Bowles and Associates, Inc is an Independent Insurance Agency specialiizing in Business and Commercial Insurance in the New Orleans area

An Independent Insurance Agency serving the
entire New Orleans area and all of Louisiana.
We are located at 2804 Belle Chasse Hwy.
 in Gretna, Louisiana

(504) 362-0922
Get a Free Insurance Quote

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Commercial Insurance Lines

Bowles & Associates, Inc. specializes in providing commercial insurance coverage to businesses in the New Orleans area and Southeast Louisiana.

Are you a New Orleans area or Louisiana based business?
We have competitive rates for Commercial Insurance.

Request a Quote or call us directly at 504-362-0922 for a Commercial Insurance Quote.

Bowles Insurance Agency provides commercial insurance in the New Orleans area as well as all of LouisianaLocated in Gretna, Louisiana, just across the Mississippi River from New Orleans, Bowles & Associates, Inc offers a wide range of commercial insurance products for small and large businesses. From the most fundamental protection needed by businesses today such as Property, General Liability and Commercial Auto coverage to the most complex coverage, Bowles & Associates, Inc. has commercial insurance products to suit the needs and budget of any business.

No matter what type of business you have or no matter what your profession, we can save you time and money and peace of mind!
Commercial Insurance Providers ~ Printable Applications ~ Request a Free Quote

Commercial and Business Insurance Products

Bowles and Associates, Inc. offers the following types of
Commercial Insurance Coverage for Your Business:

Automobile, Truck & Business Vehicles
Bonds (Performance, Fidelity, Surety & Contractor)
Builders Risk
Business Interruption
Business Life
Business Owner's Policy (BOP)
Commercial Property
Comprehensive Coverage
Contract Security
Contractor Bonds
Contractor’s Liability
Course of Construction
Crime Insurance
Crime Liability

Cyber Liability
Directors & Officers Liability
Disaster Assistance
Employment Practices Liability
Equipment Coverage
Errors & Omissions (E & O)
Fidelity Bonds
Flood (Building and Contents)
Garage Liability
General Liability
Lessor's Risk
Liquor Liability
Maritime & Marine (Inland and Ocean)
Medical Malpractice

Multi-Peril Packages
Performance Bonds
Premises Liability
Product Liability
Professional Liability (PLI)
Rental Property
Selected Mercantile
Special Events
Surety Bonds
Technology Insurance
Umbrella (General)
Vacant Property
Worker’s Compensation

(In addition we also offer affordable insurance coverage packages for small to medium size businesses including a Business Owner's Package Policy (BOP) and Comprehensive Coverage for your business.)

Businesses Covered

Bowles & Associates, Inc. provides insurance protection for
many different types of businesses and exposures.
Every business is unique with its own very special insurance coverage needs. Bowles & Associates, Inc. can tailor an insurance coverage plan for your business that will provide the protection you need at a cost you can afford.


This is Just a Partial List of Some of the Businesses We Cover:

If you do not see your business type listed below, please call Bowles & Associates, Inc. at 504-362-0922
and we will gladly provide information on coverage for businesses in your industry!

Adult Care
Alarm Installers
Animal Clinics
Apartments & Habitations
Auto Dealers (New & Used)
Automotive Service & Repair
Bars & Taverns
Beauty & Barber Shops
Bed and Breakfasts
Boat & Fishing Charters
Boat & Watercraft Rentals
Building & Land Owners
Child Care (Day Care)
Churches and Houses of Worship
Clubs and Organizations
Commercial Real Estate
Condominium and Home Owner Associations
Contruction Contractors & Sub-Contractors
Dance Studios

Detective Agencies
Dump Trucks
Environmental Companies
Event Planners
Exterminators & Pest Control
Farms and Ranches
Fitness Centers & Personal Trainers
Food and Beverage Manufacturers
Food Trucks & Food Carts
Gas Stations & Convenience Stores
Golf Courses & Driving Ranges
Grocery Stores & Supermarkets
Home Health Care Agencies
Hotel & Motel Hospitality
In-Home Business
Janitorial Companies
Landscapers & Lawn Care
Laundries & Laundromats
Limousine & Livery Companies
Marine (Inland and Ocean)
Martial Arts Studios

Medical Equipment Supply Stores
Mobile Home Parks
Oil & Gas Industry
Office Buildings
Outfitters & Guides
Pawn Shops
Restaurants & Delis
Retail Stores
Security Guard Agencies
Service Companies
Special Events
Sports & Entertainment
Sports Camps
Swim & Racquet Clubs
Swimming Pool Contractors
Swimming Pool Maintenance
Tow Trucks (Wreckers)
Tree Trimmers
Trucking, Transportation & Drayage
Wholesalers & Distributors

Common Types of Commercial Insurance Coverage

Below are some of the Most Common Types of Commercial Insurance Coverage


Workers compensation is insurance coverage for employees injured by a work related accident or illness. Workers compensation also includes compensation to an employee's family if the employee dies as a result of injuries sustained on the job. The State of Louisiana requires employers to provide workers compensation insurance with some exceptions for very small businesses.




Commercial Liability Insurance pays damages for which a business is found liable. There are many different types of Liability Insurance for businesses covering everything from paying the medical bills of a customer injured by slipping on a wet floor to a lawsuit by an employee for wrongful termination.

Bowles & Associates, Inc. provides many different types of Liability Insurance for Businesses including General Liability Insurance, Workers compensation, Medical Malpractice Insurance, Contractor's Liability Insurance, Product Liability Insurance, Liquor Liability Insurance, Garage Liability Insurance, Premises Liability Insurance, Crime Liability Insurance, Cyber Liability Insurance, Directors and Officers Liability Insurance and Employment Practices Liability.




General Liability Insurance protects your business from a variety of claims from third parties. This includes claims by customers and other businesses to whom you are legally liable in the event of injury or damages incurred as a result of actions by you, your employees or at your place of business. Some examples of claims covered by General Liability Insurance are bodily injury, property damage and personal injury. General Liability Insurance also covers attorneys’ fees and other legal defense expenses.




Errors and Omissions Insurance (E & O), also known as Professional Liability Insurance (PLI) focuses on claims against professional firms or organizations that involve negligence, misrepresentation, violation of good faith and inaccurate advice. Professional Liability Insurance typically protects individuals, businesses or organization that provide professional services such as giving advice, making recommendations or designing things.

The protection against claims provided by Errors and Omissions Insurance are not included in the typical General Liability Insurance policy.




Commercial Auto Insurance covers vehicles used in conducting your day to day business including cars, trucks, vans and SUPs. Commercial Auto Insurance provides coverage of your company vehicles similar to your personal auto insurance including liability, collision, comprehensive, medical payments and even uninsured motorist coverage.

Specialized vehicles can also be covered with Commercial Auto Insurance including school buses, tractor trailers, dump trucks, limousines and taxi cabs.




Commercial Property Insurance protects the physical assets of your business from minor losses to major disasters including fire, storms, hail damage, theft and even broken water pipes. Commercial Property Insurance can include coverage of leased buildings or offices used by your business as well as rented or leased equipment and machinery. It can even include an option that helps replace lost income if you cannot operate your business due to a covered loss.




A Business Owners Policy (BOP) is an insurance package that bundles coverage for the most basic types of insurance needed by a small business in one single policy. A Business Owners Policy can save your business money on insurance coverage since the cost of a BOP policy is less then the total cost of each of these insurance coverages bought separately. A Business Owners Policy typically includes property insurance, liability insurance and business interruption insurance. Depending on the needs of your business, there are other coverages that can be added to the BOP policy.




An umbrella liability policy provides coverage for businesses over and above a business’s other liability coverages in the event of unusually high losses. If you are faced with a legal settlement in excess of the limits of your other liability insurance policies, your umbrella liability policy will cover the difference up to the limits of the umbrella policy. Umbrella Insurance could protect you and your business from having to sell assets or drain bank accounts to settle any claim beyond the limits of your liability policies.




Builder's Risk Insurance protects property that is under construction including materials, fixtures and equipment being used in the construction or renovation of a building or structure. Builder's Risk Insurance covers damage or loss due to fire, high winds, theft, vandalism and many more causes. However, Builder's Risk Insurance but does not typically include flood, earthquake or winds in beach zones unless a rider has been specifically added to the policy.

Bowles & Associates, Inc. offers a full line of Insurance Coverage for Contractors including Contractors Liability Insurance.




Commercial Marine Insurance provides insurance protection for a wide variety of boats and vessels used for business. This includes coverage for passenger vessels such as tour boats, charter fishing boats and even airboats used for swamp tours. Commercial marine insurance also covers work boats of all types and sizes including commercial fishing boats, offshore supply boats and tugboats. If you own a boat used for business purposes in the New Orleans area or anywhere in Louisiana, the Bowles & Associates insurance agency in Gretna, Louisiana can help you with all your marine insurance needs.



CLICK HERE for a Complete List of Commercial Business Insurance Coverages provided by Bowles & Associates, Inc.

Why Choose Bowles & Associates, Inc. for your Business Insurance?

10 Good Reasons to Choose Bowles & Associates, Inc.

Bowles Insurance Agency in Gretna, Louisiana1) We are Commercial and Business Insurance Specialists. Commercial and Business Insurance is not a sideline to us, it is the focus of our business.

2) Our mission has always been to provide the best possible protection at the lowest possible price for businesses in the New Orleans area.

3) Bowles & Associates, Inc. has been in business since 1994 and the Bowles family has been serving businesses in the New Orleans area as commercial insurance specialists for 2 generations.

4) We are an Independent Insurance Agency. That means we can constantly shop commercial insurance providers for the best products at the lowest prices. Our insurance quotations are based on comparative prices and products from the leading insurance companies in the industry, not just a limited number of providers.

5) We serve businesses of all sizes. At Bowles & Associates, Inc, no business is too new or too small to deserve our full attention and dedication to service. We have the experience and range of insurance products to serve the needs of the smallest retail or in-home business in the New Orleans area to state-wide, multi-location, enterprises employing thousands of people across Louisiana.

6) We truly want to serve you and your business and we offer the same personalized service to all of our clients.

7) We offer free, no-obligation insurance quotes based on a thorough review of your insurance needs, risks and exposures.

8) We offer thorough reviews of your current commercial insurance policies to address any concerns you may have as to the level of protection your current policies provide including any costly duplications or gaps in your coverage that may exist.

9) We will always work in your best interest. We will always be straight forward as to the strengths and weaknesses of different policies and companies available.

10) Finally and foremost, we are here for the long run. Our ties to the New Orleans area run deep from our home office in Gretna, across the West Bank and Jefferson Parish, across the entire New Orleans Metroplitan area and ultimately across the State of Louisiana. This is home to the Bowles family and our many friends. Our good reputation depends on looking out for the best interest of our clients today and into the future

CLICK HERE for a Free Quote
 from Bowles & Associates, Inc.

Bowles & Associates, Inc.
2804 Belle Chasse Hwy.
Gretna, Louisiana 70053

Phone: 504-362-0922
Fax: 504-362-8722

Send E-mail


The information presented on this website is for general reference purposes only. Since information and facts regarding the insurance industry are constantly changing, information presented in this website cannot be regarded as completely accurate or current and does not override or serve as an addendum to any insurance policy or contract. Always consult your insurance policy or insurance agent for accurate information regarding your coverage.

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GET A FREE INSURANCE QUOTE: Commercial ~ Homeowners ~ Flood ~ Boat

Home ~ About Us ~ Commercial Lines ~ Homeowners Insurance ~ Flood Insurance ~ Boat Insurance ~ Claims Information ~ Contact Us

Workers Compensation Insurance - Commercial Liability Insurance - General Liability Insurance - Errors and Omissions E&O Insurance
Commercial Auto Insurance - Commercial Property Insurance - Commercial Marine Insurance
Business Owners Policy BOP - Builders Risk Insurance - Commercial Umbrella Insurance

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