Bowles and Associates, Inc is an Independent Insurance Agency specialiizing in Business and Commercial Insurance in the New Orleans area

An Independent Insurance Agency serving the
entire New Orleans area and all of Louisiana.
We are located at 2804 Belle Chasse Hwy.
 in Gretna, Louisiana

(504) 362-0922
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Errors and Omissions (E&O) Insurance
available from Bowles & Associates, Inc.
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also known as

Are you a New Orleans area or Louisiana based business?
We have competitive rates for Errors & Omissions Insurance.
Request a Quote or call us directly at 504-362-0922 for an Errors & Omissions Insurance Quote.

Bowles Insurance Agency offers E and O insuranceErrors and Omissions Insurance (E & O), also known as Professional Liability Insurance (PLI) offers certain protections against claims for damages against a business that are not included in the typical General Liability Insurance policy. Like General Liability Insurance, E & O Insurance applies to a wide variety of businesses, however, while General Liability Insurance covers bodily injury, property damage, personal injury or even advertising injury claims, E & O Insurance focuses on claims against professional firms or organizations that involve negligence, misrepresentation, violation of good faith and inaccurate advice.

Examples of businesses and professionals that commonly purchase Professional Liability or E & O Insurance are any individual, firm or organization that provides services such as giving advice, making recommendations or designing things. This includes professions such as accounting, engineering, financial services, brokerage firms, architecture, consulting services, equipment and software design, real estate and legal services. Some charities and other nonprofit organizations also carry Professional Liability or E & O Insurance.

A classic example of a business that benefits from Professional Liability or E & O Insurance would be accounting services. If an accountant fails to perform his job properly or commits "Errors and Omissions", it may not cause physical or personal damage so the General Liability Insurance policy would not be triggered, however, it directly causes financial losses for which the accounting firm would likely be sued.

There are even specific types of Professional Liability (E & O) Insurance that cover specific professions such as Contractors Liability Insurance for the construction industry and Medical Malpractice Insurance for the medical industry. While Professional Liability (E & O) Insurance is not required by law for all businesses in Louisiana it is sometimes required under contract by other businesses that may use your business's advice or service.

Professional Liability or E & O Insurance protects individuals, professionals, firms and organizations when customers, clients or patients claim that failure to perform a job properly has injured them. The Professional Liability or E & O Insurance policy will pay judgments involving negligence, misrepresentation, violation of good faith or inaccurate advice for which the insured is legally liable, up to the policy limit. The policy will also pay for legal defense costs, whether or not there has been any wrongdoing.

If you are a business professional or own a business that provides professional services to your clients and customers, contact a Commercial Insurance Professional at Bowles and Associates, Inc. to make sure you and your business are protected from claims of Negligence, Errors and Omissions!

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 from Bowles & Associates, Inc.

Bowles & Associates, Inc.
2804 Belle Chasse Hwy.
Gretna, Louisiana 70053

Phone: 504-362-0922
Fax: 504-362-8722

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The information presented on this website is for general reference purposes only. Since information and facts regarding the insurance industry are constantly changing, information presented in this website cannot be regarded as completely accurate or current and does not override or serve as an addendum to any insurance policy or contract. Always consult your insurance policy or insurance agent for accurate information regarding your coverage.

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