About Homeowners Insurance
Are You Paying Too Much for Homeowner’s Insurance?
Bowles & Associates, Inc. saves homeowners money on their homeowner’s insurance!
Are You Tired of 3% to 5% Wind/Hail Deductibles?
Bowles & Associates, Inc. has the ability to offer a flat $1,000 deductible in lieu of 3% to 5% Wind/Hail or Named Storm Deductibles!
Are you a Homeowner in Gretna, Belle Chasse or in the New Orleans area?
Bowles & Associates, Inc. can save you hundreds or even thousands of dollars a year on your Homeowner’s Insurance!
Every homeowner in the New Orleans area, and all of Louisiana, knows the risk of damage to their property from hurricanes and tropical storms as well as windstorms, tornadoes, and hail damage. Due to the constant threat of damage to your home from the severe weather conditions that can strike our area, you are likely paying an expensive premium for homeowner’s insurance. Be sure you are getting the best possible coverage for your home and property at the lowest possible cost with a free homeowner’s insurance evaluation and quote from Bowles & Associtaes, Inc.
Bowles & Associates, Inc. can save you hundreds or even thousands of dollars on your Next Deductible!
If you have ever had to file a claim on your homeowner’s insurance, you know that deductibles can be expensive. Typically, homeowner’s insurance deductibles are 3% to 5% for damage from wind, hail or named storms. Now, Bowles & Associates, Inc. can save you hundreds or even thousands of dollars on your next deductible with a flat $1,000 deductible. Don’t let your old homeowner’s insurance policy hit you hard when it’s time to pay the deductible for weather damage to your home. Ask a Bowles & Associates, Inc. homeowner’s insurance expert how you can avoid expensive, out-of-pocket deductibles the next time you have to make a claim.
Get a free homeowners insurance quote from Bowles Insurance Agency
We Cover All Types of Homes!
We have low competitive rates for homeowner’s insurance for all types of homes in the New Orleans area and throughout Louisiana.
Our Homeowner’s Insurance coverage is available for: single familiy homes, modular homes, mobile homes, doubles, tri-plexes, four-plexes, townhouses and condos. We also have homeowner’s insurance for renters, apartments, apartment complexes and even vacant property. If you are a buying a home or if you are a new home owner, let us save you money on your monthly mortgage payments with low homeowner’s insurance rates.
Builder’s Risk Insurance for Homeowners or Contractors!
As commercial insurance specialists, Bowles & Associates, Inc. offers a very competitive Zurich Builders Risk Market for residential and commercial dwellings. We can cover both new construction and property under renovation. Contact a Bowles & Associates, Inc. agent for details and a free money saving insurance quote!
Discounts are Available!
The homeowner’s insurance specialists at Bowles & Associates, Inc. will cover every possible discount that you are entitled to on your homeowner’s insurance policy with us. Some of the factors that can discount your homeowner’s insurance are new homes, security and fire alarms, transfer discounts, full renovation discounts and even the availability of fire hydrants in your neighborhood!
Remember! Homeowner’s Insurance Does Not Cover Floods!
We offer Flood Insurance provided by the National Flood Insurance Program (NFIP)! Whether your home or property is flooded by hurricanes, storm surges, heavy rainfall, levee breaks or even a pumping station breakdown you need flood insurance protection. Flood insurance is written as a separate policy provided through the government subsidized National Flood Insurance Program (NFIP). It is sold only through insurance agents and cannot be purchased diectly from the federal government. Bowles & Associates, Inc. offers both comprehensive Homeowner’s Insurance AND Flood Insurance to home owners and renters.
If a hurricane strikes and causes both wind and flood damage to your home, we can expedite your claims for both wind damage under your Homeowner’s Insurance policy and flood damage under you Flood Insurance policy. Plus we can evaluate both policies together to be sure you are adequately covered in the event of a wind and flood disaster such as a hurricane.
Learn more about Flood Insurance
What Else Does Homeowner’s Insurance Cover?
Homeowner’s Insurance covers weather related damage to your home from wind or hail (but not from floods). It also includes accidental damage to your home from fire or incidents such as falling trees or tree limbs. Also included are adjacent or detached structures on your property such as garages, workshops or storage buildings that have a slab and a skeletal frame.
Homeowner’s Insurance also covers the contents of your home that are damaged, destroyed or stolen. Some of the items covered as contents include watercraft, fishing equipment, outboard engines, trailers and even firearms. Your Bowles and Associates, Inc. agent will explain how to document your possessions in case of a claim.
Contents coverage can even include extended coverage of personal belongings such as luggage, cameras or laptops that are lost, stolen or destroyed on or off premises such as while you are on vacation or on a business trip.
Homeowner’s Insurance can also include Premises Guest Liability. This addition to your Homeowner’s Insurance includes protection from lawsuits such as slips or falls by visitors that are caused by your negligence. Premises Guest Liability includes medical coverage for any guest that is accidentally injured on the premises up to the limits of your policy.
We Cover the Entire State of Louisiana!
Our competetive homeowner’s insurance plans are available anywhere in the State of Louisiana. We have many very satisfied customers throughout Louisiana and the New Orleans area. Some of the communities we serve are Gretna, Belle Chasse, Algiers, Harvey, Marrero, Westwego, Lafitte and Barataria on the Westbank and Metairie, Kenner, Harahan, River Ridge and of course the City of New Orleans on the Eastbank. WE also offer competitive homeowner’s insurance rates to homeowners in the River Parishes and throughout Louisiana.
Our office is centrally located in Gretna, just across the river from downtown New Orleans and minutes from anywhere in the New Orleans Metro area. Feel free to stop by our office, conveniently located at 2804 Belle Chasse Highway, for a free homeowner’s insurance quote and evaluation. Map to our Office