A short list of some of the more specialized types of Liability Insurance coverage provided to local businesses by Bowles & Associates, Inc.

Medical Malpractice Insurance offers protection to practitioners and professionals in the health care industry.  (Malpractice Insurance is also available for other types of professionals such as lawyers).

Contractor’s Liability Insurance is specifically tailored to the needs of construction industry contractors including subcontractors such as mechanical, plumbing and electrical contractors.
(Also known as Contractors Professional Liability Insurance or CPL)

Product Liability Insurance protects businesses from claims related to the manufacture, distribution or sale of products, food, medicine or goods to the public.

Liquor Liability Insurance protects bars, taverns and restaurants in the event of alcohol-related liability claims such as liquor-induced fights or altercations,

Garage Liability Insurance is specifically designed for businesses that sell or work on vehicles including dealerships, repair shops, tire dealers and even businesses that do oil changes or install car stereos.

Premises Liability Insurance is specifically designed to protect business and property owners in the event of accidents and injuries on their property or premises.

Crime Liability Insurance covers your customer’s or client’s property and assets in the event of theft or robbery at your business including white collar crime within your business.

Cyber Liability Insurance protects a business in the event of claims resulting from a data breach in which customers of the business have had their personal information stolen such as Social Security or credit card numbers,

Directors and Officers Liability Insurance protects directors and officers of corporations and not-for-profit organizations in the event of a lawsuit claiming they acted without proper regard for the rights of others while managing the business or organization.

Employment Practices Liability protects businesses from claims of wrongful employment practices including wrongful termination, sexual harassment, discrimination, invasion of privacy, breach of contract and wage and hour law violations.